HDFC PPT
- 1. DR D Y PATIL SCHOOL OF 18/10/2012 MCA,PUNE
- 2. DR D Y PATIL SCHOOL OF 18/10/2012 MCA,PUNE
- 3. DR D Y PATIL SCHOOL OF 18/10/2012 MCA,PUNE
- 4. Housing Development Finance Corporation Founded in 1977 by Hasmukh bhai Parakh HDFC Bank was incorporated in August 1994 Among the first in new generation commercial banks Registered office in Mumbai, India Promoted by HDFC, the parent company India's largest housing finance company 18/10/2012 DR D Y PATIL SCHOOL OF MCA,PUNE
- 5. Type Public Founded 1994 Headquarters HDFC Bank Ltd., Mumbai, India Industry Banking, Insurance, Capital Markets and allied industries Products Loans, Credit Cards, Savings, Investment vehicles, Insurance etc. Net revenue Rs.2,509.6 crores Net income Rs. 4,634.3 crores Website www.hdfcbank.com 18/10/2012 DR D Y PATIL SCHOOL OF MCA,PUNE
- 6. 761 branches 1977 ATM’s in the country 327 cities in India All branches are OLRT connected 6 in Africa Representative offices in Hong Kong, NewYork, London & Singapore DR D Y PATIL SCHOOL OF 18/10/2012 MCA,PUNE
- 7. BOARD OF DIRECTORS Mr. Jagdish Kapoor , chairman of HDFC Bank. Mr. Aditya Puri, Managing director Keki Mistry, Managing Director Mr. Harish Engineer, Executive directors Mr. A Rajan, Country Head-Operations Mr. Rahul Bhagat, Vice president 18/10/2012 DR D Y PATIL SCHOOL OF MCA,PUNE
- 8. World Class Indian Bank Benchmarking against international standards. Best practices in terms of product offerings, technology, service levels, risk management and audit & compliance. To build sound customer franchises across distinct businesses. DR D Y PATIL SCHOOL OF 18/10/2012 MCA,PUNE
- 9. Business Strategy Increasing market share in India’s expanding banking. Delivering high quality customer service. Delivering more products to more customers. Maintaining current high standards for asset quality through disciplined credit risk management. Develop innovative products and services that attract targeted customers and address inefficiencies in the Indian18/10/2012 financial sector. DR D Y PATIL SCHOOL OF MCA,PUNE
- 10. Product & Travellers Cheques credit card services home loan personal loan Foreign Currency Cash Cheque Deposits Mutual funds Insurance 18/10/2012 DR D Y PATIL SCHOOL OF MCA,PUNE
- 11. Travellers Cheques : Travellers Cheques are a safe and easy way to protect your money when you travel. You can encash them only when you need to, and only against your signature, unlike cash which can be stolen and misused by anybody, immediately. Credit Card : Credit Card can be used for all your requirements, be it shopping, eating out, holidaying, fuelling up your vehicle, railway ticket reservations - just about any financial requirement, planned . Home loan : Home loans for individual to purchase or construct houses. Personal Loans : The procedure of personal loan is simple, documentation is minimal and approval is quick. DR D Y PATIL SCHOOL OF 18/10/2012 MCA,PUNE
- 12. Foreign Currency Cash : Foreign Currency Cash is a convenient way of meeting personal expenses along your journey, paying for taxis / internal travel, food expenses etc. •Mutual funds : Mutual funds are funds that pool the money of several investors to invest in equity or debt markets. •Insurance : HDFC Bank offers a world of choice in insurance. Like – children future plans, retirements plans, standard life, etc. DR D Y PATIL SCHOOL OF 18/10/2012 MCA,PUNE
- 13. The authorized capital of HDFC Bank is Rs550 crore (Rs5.5 billion). The paid-up capital is Rs424.6 crore (Rs.4.2 billion). The HDFC Group holds 19.4% of the bank's equity Roughly 28% of the equity is held by Foreign Institutional Investors (FIIs) and the bank has about 570,000 shareholders OF DR D Y PATIL SCHOOL 18/10/2012 MCA,PUNE
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- 15. HDFC Bank merged with TIMES BANK in 2000. HDFC Bank wins the Asian Banker Best Retail Bank in India Award 2008 for outstanding performance. HDFC Bank chosen as one of Asia Pacific’s best 50 companies by Forbes magazine. 'Best Bank in the Private Sector 2008.' HDFC Bank ties up with Qatar National Bank. HDFC Bank merged with CENTURION BANK OF PUNJAB in 2007. DR D Y PATIL SCHOOL OF MCA,PUNE 18/10/2012
- 16. Launch 250 new branches. HDFC Bank plans to set Future HDFC Bank plans to raise Rs 4,200 up NBFC. plans crore in capital. Relocate branches to un-banked rural Punjab. DR D Y PATIL SCHOOL OF 18/10/2012 MCA,PUNE
- 17. Demographics psychographic variables variables Location Lifestyle •-Metros & divisional cities People who Occupation believes in modern banking with • -Businessperson higher set of -Salaried class (both govt. & service i. e. private) internet banking Age (incontact, mobile • - Senior citizens refill, travel • - Minor currency card etc.) DR D Y PATIL SCHOOL OF 18/10/2012 MCA,PUNE
- 18. Target market Corporate banking market : this market target the industries & fulfill their financial needs. Capital market : this segment is targeted on the long term needs of the individual as well as of industries. Retail banking market : this segment is for retail investors & provide them short term financial credit for their personal, house hold needs. DR D Y PATIL SCHOOL OF 18/10/2012 MCA,PUNE
- 19. HDFC Bank has positioned itself as a bank which gives higher standard of services through product innovation for the diverse need of individual & corporate clients. So they want to highlight following points in their positioning segment : -Customer centric -Service oriented -Product innovation 18/10/2012 DR D Y PATIL SCHOOL OF MCA,PUNE
- 20. Support of various promoters High level of services Knowledge of Indian Market DR D Y PATIL SCHOOL OF 18/10/2012 MCA,PUNE
- 21. •From various competitors -Foreign banks -govt. banks •Future market trends. 18/10/2012 DR D Y PATIL SCHOOL OF MCA,PUNE
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