This document discusses several issues in designing entity-relationship (ER) diagrams, including:
1) Whether to model a telephone number as an attribute of the employee entity set or as its own telephone entity set connected via a relationship set.
2) Whether to model a loan as an entity set or a relationship set between customers and branches.
3) Whether relationships should be binary or n-ary, and how to represent n-ary relationships as multiple binary relationships.
4) Where to place attributes of relationship sets, such as placing date attributes of an account-depositors relationship set within the account entity set for a one-to-many relationship.