The document discusses various ways that EJB clients can access and interact with EJB beans, including:
1) An EJB bean acting as a client to another bean by looking up the bean's home interface and invoking methods.
2) Serializing a handle to a bean so the reference can be stored and used later to access the bean.
3) Clients managing transactions across multiple bean invocations using the UserTransaction interface.
4) Clients authenticating with the EJB server by passing principal and credential properties.