This document discusses underachievers and mentally retarded children. It defines underachievers as students who achieve academically below their ability level. Common characteristics of underachievers include low self-esteem, poor study habits, and learning disabilities. Causes of underachievement include physical factors, socio-psychological factors, family-related factors, and school-related factors. Educational provisions for underachievers include early identification, counseling, and adjusting classroom activities to meet individual needs. The document also defines mental retardation as an IQ below 70 and describes characteristics like reduced learning ability and social/emotional issues. Causes include genetic and environmental factors. Educational provisions for mentally retarded children include special schools,