ATMIA European's 1st Annual Forum on ATM Innovation 12th  April 2011 The European approach for more Accessible ATMs Dr. Jose Angel Martinez Usero APSIS4all Project Coordinator
The Socio-economic problem State of the art Objectives of APSIS4all Results of APSIS4all Consortium APSIS4all approach Spanish pilot site Animation New benefits in comparison to existing solutions Demonstration of technical and operational feasibility Main contents
The  number of PDTs  has been increasing over the years. The term PDT covers a wide  variety of terminals , in different  environments  and for diverse  purposes :  Automated Teller Machines (ATMs), Ticket Vending Machines (TVMs), information kiosks, vending machines etc. Many are  not supervised , and may present  accessibility barriers , thus excluding people. The Socio-economic problem. PDTs relevance
Number of ATMs in EU countries (2001-2009) Source: European Central Bank (2009) The Socio-economic problem. PDTs relevance
The accessibility barriers may affect to  people with disabilities  and  elderly people : Blind people and people with low vision Deaf people and people with hearing impairment People with motor impairments People with mild cognitive impairment and/or learning difficulties Wheelchair users  Elderly people The affected users can include  everyone (inclusive solutions) : Dealing with situational constraints (e.g. lighting conditions) Temporal limitations (e.g. mobility constraints after an accident Tourists or immigrants who do not understand the local language. People who are not familiar with ICT. The Socio-economic problem.  Who is affected?
The Socio-economic problem.  eAccessibility status of Public Digital Terminals   Availability of accessible self-service terminals Source: MeAC (2007)
When available, existing solutions are  tailor-made , thus  lacking a homogeneous activation protocol . E.g. activation of screen readers or accessibility features. Users need to  remember the specific protocol  to activate their accessibility features. Large existing state of long life PDTS. The  investment  to renovate existing PDTs is very high. There is a gap regarding   law   in this field at EU level. Lack of  standarization  at industry level. The Socio-economic problem.  eAccessibility status of Public Digital Terminals
Accessibility and usability of the  interfaces  have been widely studied (e.g. WCAG) Much literature is available regarding accessibility and usability of  PDTs  (e.g. INREDIS 2010, Gill, 2009; ONCE Foundation, 2007; Barcelona Digital, 2006; Gill, 2003) A wide range of  tailor-made solutions  has been deployed in the banking and transport sectors. SoA. Accessibility and usability
Personalisation of interfaces is a relatively recently design practice Personalisation of  webpages  is already a solid trend to adapt the presentation to: Users’ needs and user devices. Automatically adapted  interfaces  has been deployed in the banking sector. Adaption of interfaces based on the specification  EN 1332-4  successfully tested in libraries to reconfigure PC interfaces SoA. Personalisation
Almost all banks provide  online banking  by mobile devices. The use of mobile devices for interacting with PDTs is a recent trend: La Caixa  has deployed a pilot of mobile payment through NFC enabled mobiles. “ Wincor Convenience Cash ” is a service which enables  users to withdraw money from an ATM using a mobile phone and without the usage of a card. SoA.  Usage of mobiles
Validate and assess the impact  of different approaches in the banking and transport sectors. Provide a set of solutions  which allow all users access to a truly personalised service according to their needs and preferences. Facilitate the replication  of APSIS4all outcomes by third parties through technical specifications, guidelines and reference material. Encourage the adoption  of standarised accessible, usable and personalised solutions for PDTs. Benefit the whole society  by providing accessible and usable services through PDTs customised according to users’ needs and preferences. Objectives of APSIS4all
Development  and deployment of three accessible, usable and personalised services on 94 PDTs Validation  in real-life settings by a representative group of citizens. Knowledge  basis for producing accessibility improvements in PDTs. Technical specifications , guidelines and reference material to facilitate replication of the APSIS4all approach. Support in the development of relevant draft  standards  and development of proposals for new standards. Socio-economic evidence  on the costs and benefits, and business cases.   Impact assessment  and comparison of the results of the different approaches.  Results of APSIS4all
Consortium
APSIS4all approach.
Collection  of users’ needs and preferences through automatic tools Needs and preferences  coded  according EN1332-4 Information  stored  in: Common bank cards (EMV-compliant smartcards) or, Contactless smartcards (RFID) or, NFC-enabled mobiles (optionally) Provision of the most suitable interface mode  available form a set of accessible and usable interfaces in 65 ATMs in Barcelona: Automatically (according to the stored information) Direct access to the selection of interface modes is also available Spanish pilot site. Direct interaction with ATMs
Users only need to indicate their needs and preferences once. The activation protocol is common for all users. The activation protocol does not require any additional action by the user or a minimal gesture (e.g. touching the RF reader). Users will obtain the most suitable interface. Usage of the users’ device for requesting the service. Augments the range of interaction modes available. People without any disability also benefit from a truly personalised service according to their needs and preferences. New benefits in comparison to existing solutions
Development and  deployment in 89 PDTs  in the banking (65) and transport (24) sectors. Validation in real-life settings  in Barcelona (ES), Paderborn (GE). Impact assessment  and comparison of the results of the different approaches adopted in each pilot site. Usage of  mature technologies  and openness to new trends. Encouraging and facilitating third parties to  adopt  the APSIS4all approach. Demonstration of technical and operational feasibility
Thanks for your attention José Angel Martinez Usero Director of International Projects and Relations [email_address]

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The European Approach for More Accessible ATMs: the APSIS4all project

  • 1. ATMIA European's 1st Annual Forum on ATM Innovation 12th April 2011 The European approach for more Accessible ATMs Dr. Jose Angel Martinez Usero APSIS4all Project Coordinator
  • 2. The Socio-economic problem State of the art Objectives of APSIS4all Results of APSIS4all Consortium APSIS4all approach Spanish pilot site Animation New benefits in comparison to existing solutions Demonstration of technical and operational feasibility Main contents
  • 3. The number of PDTs has been increasing over the years. The term PDT covers a wide variety of terminals , in different environments and for diverse purposes : Automated Teller Machines (ATMs), Ticket Vending Machines (TVMs), information kiosks, vending machines etc. Many are not supervised , and may present accessibility barriers , thus excluding people. The Socio-economic problem. PDTs relevance
  • 4. Number of ATMs in EU countries (2001-2009) Source: European Central Bank (2009) The Socio-economic problem. PDTs relevance
  • 5. The accessibility barriers may affect to people with disabilities and elderly people : Blind people and people with low vision Deaf people and people with hearing impairment People with motor impairments People with mild cognitive impairment and/or learning difficulties Wheelchair users Elderly people The affected users can include everyone (inclusive solutions) : Dealing with situational constraints (e.g. lighting conditions) Temporal limitations (e.g. mobility constraints after an accident Tourists or immigrants who do not understand the local language. People who are not familiar with ICT. The Socio-economic problem. Who is affected?
  • 6. The Socio-economic problem. eAccessibility status of Public Digital Terminals Availability of accessible self-service terminals Source: MeAC (2007)
  • 7. When available, existing solutions are tailor-made , thus lacking a homogeneous activation protocol . E.g. activation of screen readers or accessibility features. Users need to remember the specific protocol to activate their accessibility features. Large existing state of long life PDTS. The investment to renovate existing PDTs is very high. There is a gap regarding law in this field at EU level. Lack of standarization at industry level. The Socio-economic problem. eAccessibility status of Public Digital Terminals
  • 8. Accessibility and usability of the interfaces have been widely studied (e.g. WCAG) Much literature is available regarding accessibility and usability of PDTs (e.g. INREDIS 2010, Gill, 2009; ONCE Foundation, 2007; Barcelona Digital, 2006; Gill, 2003) A wide range of tailor-made solutions has been deployed in the banking and transport sectors. SoA. Accessibility and usability
  • 9. Personalisation of interfaces is a relatively recently design practice Personalisation of webpages is already a solid trend to adapt the presentation to: Users’ needs and user devices. Automatically adapted interfaces has been deployed in the banking sector. Adaption of interfaces based on the specification EN 1332-4 successfully tested in libraries to reconfigure PC interfaces SoA. Personalisation
  • 10. Almost all banks provide online banking by mobile devices. The use of mobile devices for interacting with PDTs is a recent trend: La Caixa has deployed a pilot of mobile payment through NFC enabled mobiles. “ Wincor Convenience Cash ” is a service which enables users to withdraw money from an ATM using a mobile phone and without the usage of a card. SoA. Usage of mobiles
  • 11. Validate and assess the impact of different approaches in the banking and transport sectors. Provide a set of solutions which allow all users access to a truly personalised service according to their needs and preferences. Facilitate the replication of APSIS4all outcomes by third parties through technical specifications, guidelines and reference material. Encourage the adoption of standarised accessible, usable and personalised solutions for PDTs. Benefit the whole society by providing accessible and usable services through PDTs customised according to users’ needs and preferences. Objectives of APSIS4all
  • 12. Development and deployment of three accessible, usable and personalised services on 94 PDTs Validation in real-life settings by a representative group of citizens. Knowledge basis for producing accessibility improvements in PDTs. Technical specifications , guidelines and reference material to facilitate replication of the APSIS4all approach. Support in the development of relevant draft standards and development of proposals for new standards. Socio-economic evidence on the costs and benefits, and business cases. Impact assessment and comparison of the results of the different approaches. Results of APSIS4all
  • 15. Collection of users’ needs and preferences through automatic tools Needs and preferences coded according EN1332-4 Information stored in: Common bank cards (EMV-compliant smartcards) or, Contactless smartcards (RFID) or, NFC-enabled mobiles (optionally) Provision of the most suitable interface mode available form a set of accessible and usable interfaces in 65 ATMs in Barcelona: Automatically (according to the stored information) Direct access to the selection of interface modes is also available Spanish pilot site. Direct interaction with ATMs
  • 16. Users only need to indicate their needs and preferences once. The activation protocol is common for all users. The activation protocol does not require any additional action by the user or a minimal gesture (e.g. touching the RF reader). Users will obtain the most suitable interface. Usage of the users’ device for requesting the service. Augments the range of interaction modes available. People without any disability also benefit from a truly personalised service according to their needs and preferences. New benefits in comparison to existing solutions
  • 17. Development and deployment in 89 PDTs in the banking (65) and transport (24) sectors. Validation in real-life settings in Barcelona (ES), Paderborn (GE). Impact assessment and comparison of the results of the different approaches adopted in each pilot site. Usage of mature technologies and openness to new trends. Encouraging and facilitating third parties to adopt the APSIS4all approach. Demonstration of technical and operational feasibility
  • 18. Thanks for your attention José Angel Martinez Usero Director of International Projects and Relations [email_address]