This document summarizes the user-centered design process undertaken to redesign the customer portal experience for a debt recovery company. The design team conducted stakeholder interviews, user research including personas and analytics, cross-channel responsive design, testing, and iterative prototyping. The result was a 72.5% increase in online transactions, 66% increase in revenue, and 40 hours of agent time saved per month in the first 7 months since launch. The document emphasizes the importance of understanding user needs through research in order to create positive experiences.