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Copyright © 2014 HCL Technologies Limited | www.hcltech.com
HCL – Healthcare Payer Solutions
Member Experience Management
Copyright © 2014 HCL Technologies Limited | www.hcltech.com2
Healthcare Payer Market Drivers –
Managing Member Experience is an Important Component
 Adopt best practices from B2C industries like banking, retails etc
 Customer segmentation
 Risk identification and mitigation
 Innovative product development
 Update IT infrastructure to handle influx of members
 Achieve operational efficiencies
Healthcare
Reform
Consumerization
Of
Healthcare
The Bottom-line for Health Plans
Influx of Member
with Higher Risk
Profiles
Customer
Experience
Management
 Market expansion to
include large pool of
uninsured customers
(approx 40 million)
 MLR minimum of 80%
(small group / individual)
and 85% (large group)
 Shift in responsibilities for
financial & health
management to individuals
 Super consumers - seeking
independent information
 5% of population utilizes
over 50% of healthcare
spend
 Over 50% of population
utilizes only 3% of
healthcare spend
 Chronic diseases
contributing to 65% of
healthcare expenditure
 Shift from B2B to B2C
model driving focus on
customer experience
 Low CEM scores relative to
other industries
Copyright © 2014 HCL Technologies Limited | www.hcltech.com3
Member Experience as we see it….
Mobile
Broker
Mobile
Call Center
Online
Online
Online
Call Center
Mobile
Social Media
Health Risk Assessment
Procedure
Cost Estimates
Comparative
Shopping
Cost/Utilization History
Interaction
Tracking
Cost / Quality Data
Segmentation
Communication
Participation
Patient ActivationSegmentation
Communications
Outcomes
Triggers / Alerts
Triggers / Alerts
Marketing
Need Analysis
Marketing
Health Literacy
ANALYTICS
Acquisition
Retention
Health
and
Wellness
Care
Management
Copyright © 2014 HCL Technologies Limited | www.hcltech.com4
Assess Member
Data
Health
Records
Premium
Variables
Provider
Details
Subscriber
Demographics
Claims
History
HCL Point of View:
Member Experience Management
Retention
Prospect
Recapture
Prospect
Acquisition
Prospect
Driving
Focused
Target
Programs
through
Preferred
Channels
MEMBER DATA ASSESSMENT
&
CUSTOMER MANAGEMENT STRATEGY
HUC VALUE BASED MEMBER SEGMENTATION DRIVING MEMBER EXPERIENCE
Copyright © 2014 HCL Technologies Limited | www.hcltech.com5
Print/ Fax/ PaperOnline
CHANNELS
Call Center Kiosk Mobile BrokerVideo Chat
MEMBER ACQUISITION MEMBER RETENTION MEMBER RECAPTURE
Portals
CRM
Product Selection and
Quotes
EXPERIENCE
Enrollment
Member
MaintenanceNeed Analyzer HRA
SVoC
Analytics
Member Single
View
Business Rule
Engine
Care Management
ENABLERS
Customer
Experience
Dashboard
Computer
Telephony
Interface
AdaptersDigital Mail
Room
Campaign Management
HCL’s Member Experience Management (MEM) Solution Framework
Member
Portal
Prospect
Portal
CSR
Portal
Copyright © 2014 HCL Technologies Limited | www.hcltech.com6
Multi channel communication for
segmented population
Leverage the HUC score to
group/segment members to enable
care and mass customization
Provides holistic information about
individual members and acts as input for
HUC analysis
Based on the value derived from HUC,
per member details on health risk,
utilization and cost is derived
Analytics to drive care and customer engagement
Stage 1 – Risk Assessment &
Customer Identification
High Risk
Profiles
Moderate
Risk
Low
Risk
Segmented
member
information is fed
into analytics
system
Customized
Experience is
enabled with
Segmentation
Stage 2 –
Customer Segmentation
Per member HUC score is being used
to define a population/group
(members with similar HUC scores will
form a group)
Stage 3 – Facilitate Care Management
for segmented population
Copyright © 2014 HCL Technologies Limited | www.hcltech.com7
HCL Solution – Key Differentiators
REDUCED TOTAL
COST OF
OWNERSHIP
TECHNOLOGY
AGNOSTIC
QUICKER GO TO
MARKET
ENHANCED
DECISION
MAKING
SUPPORT
 Analytical capabilities through
Comprehensive Reports & Models
 Considerable Reduction in Cost when
compared to building the solution
grounds up
 Predefined metrics, reports,
statistical models & dashboards
 Predefined data model and
computations
 Adapters to adjudication platforms
like FACETS
 Being technology agnostic can be
deployed on customers’ existing
reporting and modeling
tools/technology
Copyright © 2014 HCL Technologies Limited | www.hcltech.com8
For Questions,
Please Contact: contact.lsh@hcl.com
Copyright © 2014 HCL Technologies Limited | www.hcltech.com9

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Member Experience Management Solution Framework by HCL

  • 1. Copyright © 2014 HCL Technologies Limited | www.hcltech.com HCL – Healthcare Payer Solutions Member Experience Management
  • 2. Copyright © 2014 HCL Technologies Limited | www.hcltech.com2 Healthcare Payer Market Drivers – Managing Member Experience is an Important Component  Adopt best practices from B2C industries like banking, retails etc  Customer segmentation  Risk identification and mitigation  Innovative product development  Update IT infrastructure to handle influx of members  Achieve operational efficiencies Healthcare Reform Consumerization Of Healthcare The Bottom-line for Health Plans Influx of Member with Higher Risk Profiles Customer Experience Management  Market expansion to include large pool of uninsured customers (approx 40 million)  MLR minimum of 80% (small group / individual) and 85% (large group)  Shift in responsibilities for financial & health management to individuals  Super consumers - seeking independent information  5% of population utilizes over 50% of healthcare spend  Over 50% of population utilizes only 3% of healthcare spend  Chronic diseases contributing to 65% of healthcare expenditure  Shift from B2B to B2C model driving focus on customer experience  Low CEM scores relative to other industries
  • 3. Copyright © 2014 HCL Technologies Limited | www.hcltech.com3 Member Experience as we see it…. Mobile Broker Mobile Call Center Online Online Online Call Center Mobile Social Media Health Risk Assessment Procedure Cost Estimates Comparative Shopping Cost/Utilization History Interaction Tracking Cost / Quality Data Segmentation Communication Participation Patient ActivationSegmentation Communications Outcomes Triggers / Alerts Triggers / Alerts Marketing Need Analysis Marketing Health Literacy ANALYTICS Acquisition Retention Health and Wellness Care Management
  • 4. Copyright © 2014 HCL Technologies Limited | www.hcltech.com4 Assess Member Data Health Records Premium Variables Provider Details Subscriber Demographics Claims History HCL Point of View: Member Experience Management Retention Prospect Recapture Prospect Acquisition Prospect Driving Focused Target Programs through Preferred Channels MEMBER DATA ASSESSMENT & CUSTOMER MANAGEMENT STRATEGY HUC VALUE BASED MEMBER SEGMENTATION DRIVING MEMBER EXPERIENCE
  • 5. Copyright © 2014 HCL Technologies Limited | www.hcltech.com5 Print/ Fax/ PaperOnline CHANNELS Call Center Kiosk Mobile BrokerVideo Chat MEMBER ACQUISITION MEMBER RETENTION MEMBER RECAPTURE Portals CRM Product Selection and Quotes EXPERIENCE Enrollment Member MaintenanceNeed Analyzer HRA SVoC Analytics Member Single View Business Rule Engine Care Management ENABLERS Customer Experience Dashboard Computer Telephony Interface AdaptersDigital Mail Room Campaign Management HCL’s Member Experience Management (MEM) Solution Framework Member Portal Prospect Portal CSR Portal
  • 6. Copyright © 2014 HCL Technologies Limited | www.hcltech.com6 Multi channel communication for segmented population Leverage the HUC score to group/segment members to enable care and mass customization Provides holistic information about individual members and acts as input for HUC analysis Based on the value derived from HUC, per member details on health risk, utilization and cost is derived Analytics to drive care and customer engagement Stage 1 – Risk Assessment & Customer Identification High Risk Profiles Moderate Risk Low Risk Segmented member information is fed into analytics system Customized Experience is enabled with Segmentation Stage 2 – Customer Segmentation Per member HUC score is being used to define a population/group (members with similar HUC scores will form a group) Stage 3 – Facilitate Care Management for segmented population
  • 7. Copyright © 2014 HCL Technologies Limited | www.hcltech.com7 HCL Solution – Key Differentiators REDUCED TOTAL COST OF OWNERSHIP TECHNOLOGY AGNOSTIC QUICKER GO TO MARKET ENHANCED DECISION MAKING SUPPORT  Analytical capabilities through Comprehensive Reports & Models  Considerable Reduction in Cost when compared to building the solution grounds up  Predefined metrics, reports, statistical models & dashboards  Predefined data model and computations  Adapters to adjudication platforms like FACETS  Being technology agnostic can be deployed on customers’ existing reporting and modeling tools/technology
  • 8. Copyright © 2014 HCL Technologies Limited | www.hcltech.com8 For Questions, Please Contact: contact.lsh@hcl.com
  • 9. Copyright © 2014 HCL Technologies Limited | www.hcltech.com9