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HistorySoftware Hardware Financial Network and ATM Security ?How Do ATM Work New Technology -
…History

A mechanical cash dispenser, arguably an ATM, was
developed and built by Luther George Simjian and installed
1939 in New York by the City Bank of New York, but
removed after 6 months due to the lack of customer
.acceptance

Thereafter, the history of ATMs paused for over 25 years,
until De La Rue developed the first electronic ATM, which
was installed first in Enfield Town in North London on
June 27, 1967 by Barclays Bank. This instance of the
invention is credited to John Shepherd-Barron, although
Luther George Simjian registered patents in New York, USA
in the 1930s and Donald Wetzel and two other engineers
from Docutel registered a patent on June 4, 1973.
Shepherd-Barron was awarded an OBE in the 2005 New
Year's Honours List
SoftWare
Typical platforms used in ATM development
:include
RMXOS/2 ,Microsoft operation system( such as Windows98
(Windows XP, Windows XP Embedded

-

Sun Microsystem’s java is used for programming in
. these enviroments
.SoftWare cont
Common application layer transaction
:protocols
Deibold 911 or 912 IBM PBM +NCR NDC or NDC -

IFX

-
.SoftWare cont
:WOSA/CEN] / XFS and J/XFS]
Provide a common API for accessing and manipulating the
. various device of an ATM

XFS middleware include Deibold Agilis, KAL Kalignite,
NCR Corporation Aptra Edge, Phoenix Interactive
VISTAatm and Wincor Nixdorf Protopas
HardWare
CPUCard Reader Secure Cryptoprocessor Cash Dispenser Display Screen Function Key Button or Touch Screen Record Printer Vault Housing -
.HardWare cont
Financial network and ATM
Logical connection : interbank networks PLUS, Cirrus, South Africa’s SASWITCH, Hong )
(… Kong’s JETCO, Philippines’ Expressnt

:Physical connectiondial-up modem over telephone lineleased line
-
Security
PhysicalTransactional Secrecy and Integrity Customer Identity Integrity -
?How ATMs Work
.How ATMs Work?cont
Sending Bills
ATMs uses an electric …eye for counting bills
Alternative Uses
-

Deposit currency recognition, acceptance, recycling
Updating passbooks
Loading monetary value into prepaid card
Ticket purchase
Purchasing postal stamps
Lottery ticket purchase
Advertising
…
New Technologies
- Biometrics
- Cheque / cash acceptation
- Barcode scanning
- On–demand printing of item value
- Display additional media such as phone card

- Co–ordination of ATMs with mobile phone
- Customer – specific advertising
-…

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Working of ATM machine : For all those who wanted to know the internal working of an ATM.

  • 1. :Out line HistorySoftware Hardware Financial Network and ATM Security ?How Do ATM Work New Technology -
  • 2. …History  A mechanical cash dispenser, arguably an ATM, was developed and built by Luther George Simjian and installed 1939 in New York by the City Bank of New York, but removed after 6 months due to the lack of customer .acceptance  Thereafter, the history of ATMs paused for over 25 years, until De La Rue developed the first electronic ATM, which was installed first in Enfield Town in North London on June 27, 1967 by Barclays Bank. This instance of the invention is credited to John Shepherd-Barron, although Luther George Simjian registered patents in New York, USA in the 1930s and Donald Wetzel and two other engineers from Docutel registered a patent on June 4, 1973. Shepherd-Barron was awarded an OBE in the 2005 New Year's Honours List
  • 3. SoftWare Typical platforms used in ATM development :include RMXOS/2 ,Microsoft operation system( such as Windows98 (Windows XP, Windows XP Embedded - Sun Microsystem’s java is used for programming in . these enviroments
  • 4. .SoftWare cont Common application layer transaction :protocols Deibold 911 or 912 IBM PBM +NCR NDC or NDC - IFX -
  • 5. .SoftWare cont :WOSA/CEN] / XFS and J/XFS] Provide a common API for accessing and manipulating the . various device of an ATM XFS middleware include Deibold Agilis, KAL Kalignite, NCR Corporation Aptra Edge, Phoenix Interactive VISTAatm and Wincor Nixdorf Protopas
  • 6. HardWare CPUCard Reader Secure Cryptoprocessor Cash Dispenser Display Screen Function Key Button or Touch Screen Record Printer Vault Housing -
  • 8. Financial network and ATM Logical connection : interbank networks PLUS, Cirrus, South Africa’s SASWITCH, Hong ) (… Kong’s JETCO, Philippines’ Expressnt :Physical connectiondial-up modem over telephone lineleased line -
  • 9. Security PhysicalTransactional Secrecy and Integrity Customer Identity Integrity -
  • 12. Sending Bills ATMs uses an electric …eye for counting bills
  • 13. Alternative Uses - Deposit currency recognition, acceptance, recycling Updating passbooks Loading monetary value into prepaid card Ticket purchase Purchasing postal stamps Lottery ticket purchase Advertising …
  • 14. New Technologies - Biometrics - Cheque / cash acceptation - Barcode scanning - On–demand printing of item value - Display additional media such as phone card - Co–ordination of ATMs with mobile phone - Customer – specific advertising -…

Editor's Notes